Financial Planning
Financial planning is the backbone of a good asset management services approach. Our goal is to create a plan that considers all aspects of your financial health, while also making it a point to educate you along the way. You will always have the clearest understanding of how your investments work towards each of your unique financial goals.
Here are several important factors we consider with you while building your plan.
- Budget Analysis – Tracking how your dollars are being invested and managed.
- Expense Evaluations – Redirecting your spending towards specific financial goals and alternative options.
- Savings Allocations – Understanding the benefits of various savings amounts and investment types.
- Technology Focused – State-of-the-art data aggregation and financial planning software at your fingertips, on your desktop and mobile devices.
We’re here to guide you through every step of the financial planning process.
Financial Planning Video
Watch our short financial planning video that will demonstrate how you can achieve your short- and long-term financial goals through Kelsey Financial.
Financial Planning:
Frequently Asked Questions
Here are some commonly asked questions from our customers about financial planning and the benefits of working with a Financial Advisor.
Call us at (833) 453-5739 should you need more questions answered.
Q: How involved is the financial planning process?
A: As involved as you want it to be. There’s some work by both you and us on the front-end, gathering financial and personal data, answering questions, and loading the portal. Then the system runs itself allowing us to tweak your financial plan a couple times per year and/or if you have a major life event.
Q: Can’t I just build my own plan, why do I need a financial advisor?
A: Yes, many people build and run their own financial plans. Others need assistance, whether that be for education of planning items that they are unsure of or are unknown to them, and others simply need motivation and accountability to build and stick to a plan. Kelsey Financial is all those things to our clients.
Q: Am I required to stick to the financial plan?
A: No, our financial planning suggestions are a guide. You have the freedom to act on any or all parts of your financial plan we build for you.
Q: How much does it cost for financial planning?
A: Ever client situation is different. At Kelsey Financial we might charge a flat, an annual fee of say $1,200 to several thousand for ongoing financial planning or an hourly fee to build and deliver a one-time plan.
Financial Planning Fees and Goals
With respect to fees, our goal is not to build and deliver a bunch of one-off plans, simply jumping from client to client. Our goal is to develop a relationship with each client and guide them through a plan for many years. It is more important to us that we change someone’s long-term financial health for the better, rather than turning transactions.
Many times, if the need for a financial plan outweighs the client’s ability to pay planning fees, many clients start with our firm with no planning fees at all.
Other Financial Advisor Services We Offer!
Kelsey Financial is driven by our desire to create positive change in your financial life. There are few things more personal than your finances, and you deserve a relationship with an advisor who prioritizes you and your unique financial path. Our goal is to create the most attentive, responsive, and personable relationship you could receive. The financial services that we provide are Financial Planning, Asset Management, Socially Responsible Investing, and Variable Annuity Sub-Account Management.
Financial Planning
At Kelsey Financial, we work with you to build a plan that is the foundation where your investment portfolio can thrive. Financial planning is the backbone of a good asset management approach. Our goal is to create a plan that considers all aspects of your financial health, while also making it a point to educate you along the way. You will always have the clearest understanding of how your investments work towards each of your unique financial goals. View our Financial Planning video that will demonstrate how you can achieve your short- and long-term financial goals through Kelsey Financial.
Asset Management
We integrate your holistic financial picture into each portfolio to best manage your assets – always keeping your specific goals at the forefront of our advice. With the knowledge gained from decades of asset management experience, across various investment types, we’ve built model portfolios designed to be suitable for many risk objectives. We focus on creating a specific profile for you, using a blend of active and passive management techniques that lends itself to additional diversification. View our Asset Management video that will demonstrate how your specific profile is created and managed with us.
Socially Responsible Investing (SRI/ESG)
Should you desire to grow your assets while enriching the world in a way that aligns with your morals and ethics, Socially Responsible Investing is a solution that Kelsey Financial can offer you. Socially Responsible Investing may afford you a sense of accomplishment and world fellowship in sustainably growing your assets. We’ve curated several SRI-focused models to cater to your pursuit of the social and environmental causes you believe in. Please take a moment to watch our Socially Responsible Investing video that will show you how to plan, save, and grow your assets with a sustainable focus with Kelsey Financial.
Variable Annuity Sub-Account Management
One of the more unique advisory services we offer is the management of variable annuity sub-accounts. The management of variable annuity sub-accounts, typically performed by the annuity company’s asset manager, has been stripped down to allow you to work directly with us, as your asset manager, further aligning your investment strategy to the rest of your portfolio, while potentially reducing your annuity management fees, and allowing you to view all your investments in one online portal. Have a variable annuity that you would like to review? Call and ask us how!
What matters to you, matters to us.
We would love to hear about your goals and how we can help you pursue them.
Call us at (833) 453-5739 or submit our form today to schedule an appointment or to discuss your financial goals.